💳 CornPay

Overview

CornPay is a comprehensive payment processing platform designed to handle complex financial transactions securely and efficiently. Built with enterprise-grade security and scalability in mind, it supports multiple payment methods, currencies, and business models.

Payment Processing

💰 Multiple Payment Methods

• Credit and debit cards (Visa, MasterCard, Amex)
• Digital wallets (PayPal, Apple Pay, Google Pay)
• Bank transfers and ACH payments
• Cryptocurrency payments
• Buy Now, Pay Later options

🌍 Multi-Currency Support

• 150+ supported currencies
• Real-time exchange rates
• Currency conversion fees management
• Local payment methods by region

🔄 Subscription Management

• Recurring billing automation
• Flexible billing cycles
• Proration and upgrades/downgrades
• Dunning management for failed payments
• Customer self-service portal

Security & Compliance

🔒 Enterprise Security

• PCI DSS Level 1 compliance
• End-to-end encryption
• Tokenization of sensitive data
• Two-factor authentication
• Advanced fraud detection

🛡️ Fraud Prevention

• Machine learning fraud detection
• Real-time transaction monitoring
• Customizable risk rules
• Velocity checking
• 3D Secure authentication

Merchant Tools

📊 Comprehensive Dashboard

• Real-time transaction monitoring
• Revenue and analytics reporting
• Chargeback management
• Settlement tracking
• Custom reporting tools

🔧 Developer APIs

• RESTful API with webhooks
• SDKs for popular languages
• Sandbox environment for testing
• Comprehensive documentation
• Rate limiting and monitoring

💼 Business Management

• Multi-merchant support
• Fee and commission management
• Automated payouts
• Tax calculation integration
• Invoice generation

Integration Capabilities

🛒 E-Commerce Platforms

• Shopify, WooCommerce, Magento
• Custom e-commerce integrations
• Mobile app SDK
• Point-of-sale systems

📈 Business Tools

• CRM system integrations
• Accounting software (QuickBooks, Xero)
• Marketing automation platforms
• Analytics and reporting tools

Technical Architecture

⚡ Performance & Reliability

• 99.99% uptime guarantee
• Global load balancing
• Auto-scaling infrastructure
• Real-time failover
• 24/7 monitoring

🏗️ Technology Stack

• Backend: Node.js/Java microservices
• Database: PostgreSQL with Redis
• Queue: Apache Kafka for transaction processing
• Infrastructure: Kubernetes on AWS/Azure
• Monitoring: Prometheus and Grafana

Compliance & Certifications

• PCI DSS Level 1 certified
• SOC 2 Type II compliant
• GDPR and CCPA compliant
• ISO 27001 certified
• Regional banking compliance

Use Cases

• E-Commerce: Online store payment processing
• SaaS Platforms: Subscription billing and management
• Marketplaces: Multi-vendor payment splitting
• Mobile Apps: In-app purchases and subscriptions
• Enterprise: B2B payment processing and invoicing

Licensing & Deployment

CornPay offers flexible deployment options:

• Cloud SaaS: Fully managed service with ongoing support
• Private Cloud: Dedicated infrastructure for enhanced security
• On-Premises: Complete control over data and infrastructure
• Hybrid: Combination of cloud and on-premises components

Ready to Process Payments?

Contact us to discuss CornPay licensing, compliance requirements, or custom payment solutions for your business.